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Important Privacy Information

Rev. 12/2012

Facts

What does Berlin City Kia of Vermont VT do with your personal information?

Why?

 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

 The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and employment information
  • account balances and payment history
  • credit history and credit scores

How?

 All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Berlin City Kia of Vermont VT chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Berlin City Kia of Vermont VT share?

Can you limit this sharing?
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes —
to offer our products and services to you		 Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes —
information about your transactions and experiences		 Yes No
For our affiliates’ everyday business purposes —
information about your creditworthiness		 Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes

To limit our sharing

 Call 802-864-3905

If you would like to opt out, click here

Please note:
If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

 Call 802-864-3905

Who we are
Who is providing this notice? Berlin City Kia of Vermont VT

What we do
How does Berlin City Kia of Vermont VT protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Berlin City Kia of Vermont VT collect my personal information? We collect your personal information, for example, when you

  • Apply for financing or apply for a lease
  • Give us your contact information or provide account information
  • Show your government-issued ID
Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account – unless you tell us otherwise.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our Affiliates in companies with a Berlin City name such as Berlin City Honda, Berlin City Nissan; nonfinancial companies such as Action Nissan, Groove Toyota or Vista Subaru.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include direct marketing companies
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Berlin City Kia of Vermont VT does not jointly market.
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